We offer a complete line of Insurance Services - Because You Deserve Executive Service
GENERAL KNOWLEDGE BASE:
Last updated: May 19 2021
Below you will find some General Knowledge Base items that we thought you might find helpful.
Keep your data safe - Passwords.
Here are stats about peoples password habits and then some strategies to help you generate and manage your passwords to help keep your data safe.
Added: May 19 2021 Updated: May 5 2022
Added: May 19 2021 Updated: May 5 2022
Did you know?
- 45% of people haven't changed their passwords in the last 12 months. (even after hearing about a breach in the news)
- 68% of people are afraid of forgetting their login credentials.
- 92% of passwords contain information that is accessible to anybody.
- 85% of breaches involve a human element.
- 83% of people do not know if their information is on the dark web.
Some strategies to help you generate and manage your passwords.
I know this sounds painful, but some pain can be alleviated by using a password manager like Lastpass or others. More information can be found here: https://www.eisvi.com/generalknowledgebase.php?lastpassview#lastpasstop
Want to see how secure your password is? Following this link will give you an idea of how long it could take a computer to guess your password: https://www.security.org/how-secure-is-my-password/
- Changing passwords, 60 days is recommended.
- Use complex passwords that do not include common dictionary words.
- Use passphrases instead of convoluted character sequences. Take the phrase "I love to watch the sunset out west!" and generate a password based on that to form IltwtsoW! for your password.
- Never write down passwords, especially not on a piece of paper kept with or near the corresponding device.
- Never use the same password across multiple systems; use a unique password for each device, website, and app.
I know this sounds painful, but some pain can be alleviated by using a password manager like Lastpass or others. More information can be found here: https://www.eisvi.com/generalknowledgebase.php?lastpassview#lastpasstop
Want to see how secure your password is? Following this link will give you an idea of how long it could take a computer to guess your password: https://www.security.org/how-secure-is-my-password/
How to protect your passwords.
We all have too many passwords to remember. Banking, school, social media, shopping, and other websites all have usernames and passwords. Below, we will discuss one way of protecting yourself from someone gaining access to your username and password and using it to gain access to your personal information. We will also show you a website that you can check your email address and passwords that you use against a database of data found on the dark web that hackers share and sell.
Added: March 10 2021
Added: March 10 2021
Lastpass
Lastpass is a password manager that we have used, there are many password managers out there, and each has different features that may suit your needs. Compare Lastpass to others like RoboForm, Keeper, and more to find the best one that works in your environment.
LastPass to ensure the safety of your data uses 256-bit AES encryption and provides multiple two-factor authentication options.
LastPass many other features, including:
The purpose of using a password manager is that you only have one password to remember. That way, you can use a different secure password on every site you have an account. If one site gets hacked, the hackers will have a username and password combination that will only work on that site and no other websites. Doing this will enhance the security of your data and identity on the internet.
LastPass to ensure the safety of your data uses 256-bit AES encryption and provides multiple two-factor authentication options.
LastPass many other features, including:
- Secure password sharing — share passwords with multiple users.
- Security dashboard — analyze your password vault for old, weak, and duplicate passwords.
- Save and autofill password — automatically enters your username and password information across different apps and browsers.
- Password generator — can generate very secure passwords for you.
The purpose of using a password manager is that you only have one password to remember. That way, you can use a different secure password on every site you have an account. If one site gets hacked, the hackers will have a username and password combination that will only work on that site and no other websites. Doing this will enhance the security of your data and identity on the internet.
LastPass
haveibeenpwned.com
haveibeenpwned.com is a website where you can check to see if your email has been found on the dark web. You can check your email address against their database of data found on the dark web. Sign up for a feature where if your email is found, they will email you a notification that it has been found. Check your password to see if it has been found as well. They do not correlate or store email addresses and passwords together, so if you find your password, it does not mean that it was you using it, just that someone used that password before, and it is attached to data out on the dark web.
Click the following link to visit https://haveibeenpwned.com
Click the following link to visit https://haveibeenpwned.com
How to scan on your mobile device.
So you have your documents and need to send them to your CSR but you do not have access or own a scanner. Don't worry. Below we will show you how you can scan your documents using your mobile device and create a pdf file that you can send to your CSR. This tip will work on an Android, iPhone or Ipad device.
Added: April 20 2020
Added: April 20 2020
Adobe Scan App - FREE - for iOS or Android
Here is an App created by Adobe for scanning on your mobile device. With this App, you can scan all kinds of documents whether it was the document that you needed to sign, maybe your registration documents, IDs or photos of your house or car and place them into one pdf that you can email to your CSR. Works on Android, iOS or iPad, plus it is FREE.
The YouTube link https://www.youtube.com/embed/tsDuKTnRGuU for the above video.
The YouTube link https://www.youtube.com/embed/tsDuKTnRGuU for the above video.
How to sign a pdf file electronically.
So you need to sign your document. But you don't own or have access to a printer and scanner. Don't worry. Below we will show you how you can sign your pdf document on your phone or desktop.
Added: April 17 2020
Updated: May 12 2023
Added: April 17 2020
Updated: May 12 2023
iPhone or iPad
Here is what Apple Support suggests.
With Mail, you can use Markup to add drawings, text, a signature, and more to photo and PDF attachments.
To learn more about this topic visit the following article:
Use Markup in Mail on your iPhone, iPad, or iPod touch: http://apple.co/2iJX2TQ
The YouTube link https://www.youtube.com/watch?v=xvwafoBFZdA
With Mail, you can use Markup to add drawings, text, a signature, and more to photo and PDF attachments.
To learn more about this topic visit the following article:
Use Markup in Mail on your iPhone, iPad, or iPod touch: http://apple.co/2iJX2TQ
The YouTube link https://www.youtube.com/watch?v=xvwafoBFZdA
Android
Nev's Tech Bits will show you how To Sign A PDF On Your Android Smart Phone.
This tip used the Free Adobe Fill & Sign App that is availble through the Play Store.
The YouTube link https://www.youtube.com/watch?v=UB4BuNuIHUA for the above video.
This tip used the Free Adobe Fill & Sign App that is availble through the Play Store.
The YouTube link https://www.youtube.com/watch?v=UB4BuNuIHUA for the above video.
Windows
You can use the Free Adobe Reader DC on Windows to add your signature to a pdf.
You may have to download it here https://get.adobe.com/reader/
The YouTube link https://www.youtube.com/watch?v=6eW_R5dC5Rc for the above video.
You may have to download it here https://get.adobe.com/reader/
The YouTube link https://www.youtube.com/watch?v=6eW_R5dC5Rc for the above video.
MacBook, MacBook Pro, or MacBook Air
Macinhome Mac Consulting - Apple Certified Consultants will show you a tip on how to do this on your Mac.
The YouTube link https://www.youtube.com/watch?v=jQve1VAdwPQ for the above video.
The YouTube link https://www.youtube.com/watch?v=jQve1VAdwPQ for the above video.
5 Tech Tips for when you are Traveling
1. Travel Sites
Cyberattacks can occur even before your trip begins. While planning your trip you should make sure you are using known and credible websites. Many scammers will pose as these sites so make sure that you have spelled the URL correctly as well. The Federal Trade Commision Travel Scams Page has move information about some of the most common scams.
2. Social media and out-of-office messages
Your vacation is exciting, and you want to share it with all of your friends. You might want to avoid sharing while you are on vacation as it also lets anyone that can see your social media profiles know that you are not home. This is the same with out-of-office messages, some hackers may use this information to try to convince your relatives and friends that you are in need and have them send money to help you out.
3. Public charging stations
Public charging station at airport and other public places are extremely convenient, but also may be a way to compromise your device. If you use them, you should use your charger and plug it into a outlet and not the USB charging port as these could be used for a hacker to connect to your device and access your data. If there are only USB charging ports and you have a portable battery it would be better to charge the battery instead of your device and then later on use the battery to charge your device.
4. Public Wi-Fi hotspots
Most public places now offer some kind of Wi-Fi, which can be extremely useful when you are traveling to stay connected. However, many of these public Wi-Fi networks are not secure or safe and could allow hackers easy access to your computer or at least observe your network traffic.
Airport and Coffee shops network names are popular names to mimic so users connect to a unsafe network thinking they maybe on a Wi-Fi network offered by a reputable company or establishment. No mater who's Wi-Fi network you connect to you should use a VPN to browse the internet or check your email. A more secure way is to use your Cellular connection instead of Wi-Fi if you have a plan with enough data for you to use. You should also avoid any banking for credit card activity while on a public Wi-Fi netowrk if all possible.
Airport and Coffee shops network names are popular names to mimic so users connect to a unsafe network thinking they maybe on a Wi-Fi network offered by a reputable company or establishment. No mater who's Wi-Fi network you connect to you should use a VPN to browse the internet or check your email. A more secure way is to use your Cellular connection instead of Wi-Fi if you have a plan with enough data for you to use. You should also avoid any banking for credit card activity while on a public Wi-Fi netowrk if all possible.
5. Stolen device
Make sure all of your devices have a good password set and not easy for someone to unlock the devices. You also may want to install GPS tracking software (if available) so you can track your device in the event that it is lost or stolen. Most devices will also have some kind of encryption available to make it that much harder for anybody that may have stolen your device from gaining access to any of your data. The last think you may want to check if there is an app available to remote wipe your device in the event you have lost or your device has been stolen. Before you travel you should also make sure your devices are all up-to-date will all of the latest updates installed, that way the devices should be protected to any of the latest vulnerabilities.
Avoid Writing Year 2020 as 20 on Legal Documents
With the New Year being 2020, this is giving scammers a new easy way to forge documents. You can protect yourself with an easy New Year's resolution: Stop abbreviating the year.
Why? This year's abbreviation is easily changeable and could be used against you. The concern is that scammers could easily manipulate a document dated "1/1/20" into "1/1/2000" or even "1/1/2021."
Writing out the full date could possibly protect you and prevent legal issues on paperwork, according to the FBI.
Scammers could use the method to establish an unpaid debt, to attempt to cash an old check or change the effective or expiration date of a contract.
Say you agreed to make payments beginning on 1/15/20. A Scammer could theoretically establish that you began owing your obligation on 1/15/2019 and try to collect additional payments or late fees.
In the future, post-dating could be a problem too. For example, a check dated "1/1/20" could become "1/1/2021" next year, possibly making the uncashed check active again, a similar method could be used for debts that are past the statute of limitation.
The solution is easy: Write the full date. Writing out the month can also help safe guard the date from further manipulation.
Write this: January 15, 2020. Not this: 1/15/20.
Police across the country and the FBI have echoed this advice as well.
So, take the time and write out the date and this could help protect you from a scam in the future.
Why? This year's abbreviation is easily changeable and could be used against you. The concern is that scammers could easily manipulate a document dated "1/1/20" into "1/1/2000" or even "1/1/2021."
Writing out the full date could possibly protect you and prevent legal issues on paperwork, according to the FBI.
Scammers could use the method to establish an unpaid debt, to attempt to cash an old check or change the effective or expiration date of a contract.
Say you agreed to make payments beginning on 1/15/20. A Scammer could theoretically establish that you began owing your obligation on 1/15/2019 and try to collect additional payments or late fees.
In the future, post-dating could be a problem too. For example, a check dated "1/1/20" could become "1/1/2021" next year, possibly making the uncashed check active again, a similar method could be used for debts that are past the statute of limitation.
The solution is easy: Write the full date. Writing out the month can also help safe guard the date from further manipulation.
Write this: January 15, 2020. Not this: 1/15/20.
Police across the country and the FBI have echoed this advice as well.
So, take the time and write out the date and this could help protect you from a scam in the future.
Contact Us
If you have any comments or suggestions about any of the General Knowledge Base items. Please use our Contact Us form.
Follow us on
Hours: Monday through Friday 8:30 a.m. to 12:00 p.m.
Closed for lunch: 12:00 p.m. to 1:00 p.m.
Hours: Monday through Friday 1:00 p.m. to 4:30 p.m.
Copyright © 2025 All Rights Reserved.
Executive Insurance Services, Inc.
a U.S. Virgin Islands Corporation
Closed for lunch: 12:00 p.m. to 1:00 p.m.
Hours: Monday through Friday 1:00 p.m. to 4:30 p.m.
Copyright © 2025 All Rights Reserved.
Executive Insurance Services, Inc.
a U.S. Virgin Islands Corporation
Mailing Address:
Executive Insurance Services, Inc.
10566 Barren Spot
Kingshill, St. Croix, V.I. 00850-9664
Physical Address
The Village Mall No. 4
Barren Spot, St. Croix
Executive Insurance Services, Inc.
10566 Barren Spot
Kingshill, St. Croix, V.I. 00850-9664
Physical Address
The Village Mall No. 4
Barren Spot, St. Croix